Beti Bachao Beti Padhao Scheme Yojana

Beti Bachao Beti Padhao Scheme is specially launched for the Girl-child in India. This scheme is introduced by Indian Honorable Prime Minister Narendra Modi for daughters on January 22nd, 2015. Ministry of Women and child development, Ministry of Human resource development, and Health and Family Welfare are supporting this scheme

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About Beti Bachao Beti Padhao scheme:

Mainly this scheme functions in two parts and the first one is “Beti Bachao” means to save the girl child and maintain the equal sex ratio. And the second part is “Beti Padhao” which means the Government giving the importance of Girls education. The Indian Government wants to bring society by everyone education

The main aim of this scheme is to save the Girl child and prove that the son and daughter are equal. This scheme is to improve the efficiency of services for welfare women also raise awareness related to women rights

Name of scheme Beti Bachao Beti Padhao
Launched by PM Narendra Modi
Date January 22nd, 2015
Aim To stop the discrimination of girl child
Who can apply Only Indian Girlchild

Beti Bachao Beti Padhao scheme has three levels:

Beti Bachao Beti Padhao Scheme provides financial support for higher education and marriage purposes to Girlchild. Indian Government set the 100 crores budget for this scheme. This plan is being managed at three levels as mentioned below:

  • National Level maintain by National Task Force Secretariat MWCD
  • State level managed by State task force Secretariat
  • District level managed by District collector

Eligibility Criteria:

  • A family should have Girl Child
  • A family should open the SSA (Sukanya Samriddhi Account) in any bank
  • The girl child should be Indian and NRIs are not eligible

Required documents:

  • Girl Birth certificate
  • Identity card of parents
  • Aadhar card
  • Address proof: Passport, Driving license, Utility bills like water, telephone, electricity, etc
  • Recent passport size photograph

Benefits:

  • The main intention of the scheme is to equalizing the sex ratio
  • This scheme will also ensure the girl child educated properly
  • It will help the Girl child parents in saving money for her higher education and marriage purposes
  • Under this Government scheme, tax saving is offered to parents of Girl child at the same time and interest rate in saving account are highest
  • Amount accumulated in saving account will pay to the girl child and she is eligible to withdraw funds
  • All girls up to age 10 years of age are eligible for this scheme
  • The maximum amount can deposit in this account up to Rs 1.5 lakh per annum

Steps to apply for Beti Bachao Beti Padhao Scheme:

  • Applicants need to visit any bank branch or post office where this scheme is available
  • Then collect the application form for Beti Bachao Beti Padhao Scheme/Sukanya Samriddhi account
  • Fill the form manually and attach all the required documents
  • Submit that form to the concerned officer in bank/post office
  • Under this scheme, account should be open for the name of Girl child
  • You can easily transfer the BBBP account from one bank to another bank or bank to post officer or vice versa

Who will manage this Sukanya Samriddhi account?

Sukanya Samriddhi’s account can be opened by a girl below 10 years of age and this account can be managed by parents or guardians at the daughter below age. After that Girl can manage her own account

The special interesting feature of this account is yearly 9.1 interests will be given and the rate can also be increased in the future. A minimum deposit of account is Rs 100 per year (it is Mandatory) otherwise the account will be closed

SSA account rules:

  • The maturity of the account is 21 years from the application date
  • The depositor can withdraw 50% money at the age of 18 years of Girl child for her marriage or education
  • This scheme can open at any bank and post offices
  • The account will open up to 10 years of age
  • The amount paid will tax benefit under section 80C
  • After maturity, the entire amount will credit to Girl Child account after adding interest

Beti Bachao Beti Padhao scheme Brand Ambassador:

The logo of Beti Bachao Beti Padhao was created by Bollywood Madhuri Dixit. And she is the brand ambassador of the scheme. Heart touching advertisements were created. This scheme should help the country and do not let the girl escape from crime.

Applicants can easily open this SSA account any Anganwadi centers, bank branches, and post offices. This scheme provides financial help for the Girl child higher education or marriage purposes. The funds automatically reach the maturity stage of account and also the amount can withdraw by Girlchild. Save the Girl child and she saves the World

Also Read: Pradhan Mantri Suraksha Bima Yojana PMSBY

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